Expiration of Enhanced ACA Subsidies Could Hammer Personal, State Economies

  • Mar 14, 2025

    If the enhanced subsidies of Affordable Care Act plans expire at the end of this year, multiple new studies have found that states could see millions of their residents lose health care coverage and jobs, leading to billions in lost state and local revenue.

    The enhanced subsidies increased the level of advance premium tax credits (APTCs) available to lower-income individuals (making $0-premium plans widely available to that group) and extended APTC eligibility to people with incomes at or above 400% of the federal poverty level (FPL). Without a permanent extension of the enhanced subsidies, subsidized ACA enrollees would see their premium payments rise sharply starting Jan. 1, 2026.

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  • Jinghong Chen

    Jinghong has been producing infographics and data stories on employer-sponsored insurance, public health insurance programs and prescription drug coverage for AIS Health’s Health Plan Weekly and Radar on Drug Benefits since 2018. She also manages AIS Health’s annual executive compensation database for top insurers and Blue Cross and Blue Shield affiliates. Before joining AIS Health, she interned at WBEZ, Al Jazeera English and The New York Times Chinese. She graduated from Missouri School of Journalism with a focus on data journalism and international reporting.

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