Pandemic’s Long Tail Will Shape 2023 Premiums

  • Jul 08, 2022

    Researchers from the American Academy of Actuaries expect the most notable factors in 2023’s health insurance premium rate-setting will be COVID-19 variants, the expiration of enhanced premium subsidies in the individual marketplace, the resumption of Medicaid eligibility redeterminations, inflation and provider labor shortages — a combination of public health, policy and economic factors that represent the long tail of the COVID-19 pandemic. 

    The impact of COVID-19 is still difficult to model. New variants to the virus and regional outbreaks mean that plan-level analysis is fraught. But the cost of hospitalization and a consistent standard of care mean that plans have a useful base for modeling. 

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  • Peter Johnson

    Peter has been a reporter for nearly a decade. Before joining AIS Health, Peter covered a wide variety of topics in his hometown of Seattle, where he continues to live. Peter’s work has appeared in publications including The Atlantic and The Stranger. Peter attended Colby College.

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