Illinois’ Looming Step Therapy Ban Is ‘Game Changer,’ Could Start Trend
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Jun 07, 2024
The Illinois legislature recently passed several health insurance reform regulations, most notably banning step therapy for covered services, prohibiting prior authorization for inpatient mental health services and eliminating short-term health plans. Health policy experts tell AIS Health, a division of MMIT, that the Healthcare Protection Act (HPA) goes further than other state laws by banning step therapy outright — a move other states could opt to follow.
Democratic Gov. JB Pritzker, who proposed the HPA in his fiscal year 2025 budget address in February, is soon expected to sign the act into law. It will apply to Medicaid, Affordable Care Act exchange, fully insured employer sponsored and state employee health plans, but it will exclude self-insured and Medicare plans that are regulated at the federal level.
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