After Aetna Shares Exit Plans, CMS Memo Hints at New ACA Market Headwind
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May 09, 2025
When CVS Health Corp.’s Aetna said on May 1 that it will leave the Affordable Care Act exchanges next year, it sparked new concerns about the future of the marketplace under President Donald Trump. But not long after that announcement, CMS quietly issued a bulletin that policy experts say could have an even bigger negative impact on the exchanges.
The key part of the bulletin, which was issued May 2, has to do with cost-sharing reductions (CSR), which is one of two types of subsidies provided to ACA exchange enrollees based on their income level. (The other type of subsidy is advance premium tax credits, or APTCs.) As their name indicates, CSRs help reduce cost-sharing levels — such as deductibles, copays and coinsurance — for lower-income individuals.
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